So you do you live in one of those states that have not legalize same sex marriages (?)
And they needed proof that you're not a figment of magic?
Last week went down to the SS Office for application for SS. The officer immediately knew I was married. It was not for the googled eyes we have for each other, but for my joy in pulling DW's strings.
And what about adult brothers and sisters. They may share the same residence, but must get individual HI insurance? Certainly they are family, related, but not in that particular, "commited relationship".
Which brings up another question, Does a "commited relationship" mean mutual sexual relationship?
LongPrime, I think it would be fine. But, ultimately, I think health insurance should be treated more like auto insurance and everyone should do their own thing, unlike the present situation, in which self-employed people are penalized.
I've long wondered why it should not be possible for two people to have the legal right to declare each other committed partners for the purposes of health insurance, hospital visitation, etc. Sort of a legal version of "next of kin," or "emergency contact," where the actual nature of the relationship is irrelevant.
Just thinking out loud. This idea could be fraught with problems. It could create more problems than it solves. For example, would there have to be some sort of "living together" or "shared residence" requirement that would prevent any two random people who don't even know each other from doing this?
But, I can imagine situations in which two people are, for all pracitcal purposes, "partners" in every way (e.g., partners in a business that keeps them together and dependent on each other much of the time) but whose relationship is platonic, and who could benefit from a situation you suggest.
__________________
It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.” – Mark Twain
The way I am thinking of it sexual or romantic involvement would be irrelevant to how I would define "committed relationship." In this hypothetical situation, all that is required is that the two people both designate the other as their partner in the relationship.
Adult siblings are already family. They are already "next of kin," so would be allowed hospital visitation.
But...
Most insurance policies allow a person to cover only "spouse" or "dependents," and there are strict rules about what "dependent" means. I am fairly sure that no current health insurance policy allows coverage of siblings.
I guess, come to think of it, what I am hypothesizine is to replace "spouse" with "partner." Where "partner" covers the usual understanding of "spouse" AND this other "committed relationship" as well, which could include siblings.
-- Edited by winchester on Wednesday 15th of February 2012 11:17:10 AM
-- Edited by winchester on Wednesday 15th of February 2012 11:17:49 AM
__________________
It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.” – Mark Twain
DS is living in a shared housing situation. Now for almost 3 years. One of the housemates (#1, since she is longest residing housemate, DS is #3) has her own business in landscaping and yard maintenance. Very nice, energetic. Has BF and 5-7 years older than DS. There is no romantic relationships with any of housemates.
Zoosermom mentioned something about HI being tied to employement. Self employed people pay mightily and bear the full cost of insurance plus typically a very high deductible.
Here's the question: DS could theoretically invite housemate #1 as a 'commited relationship' so that she could obtain HI at group rates. Does anyone think this is OK?
